What type of PayPal account should I create?
Business owners should always create a Business PayPal account for receiving online payments.
The reason is that PayPal does not allow users to check out as guests when they are making payments to Personal accounts. Thus, you will need to create a Business account for your customers to check out as guests when making payments through PayPal.
For more information on the differences between the different types of PayPal account, please visit https://www.paypal.com/selfhelp/article/FAQ1222.